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Developing: Stocks Crash Across the Board as NASDAQ Provides Insight into...
The worst day for NASDAQ since 2011……..More insight is provided below from USA Today After making big gains last year, biotechs have been crushed in recent weeks as they come under pressure to lower...
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Affordable Health Care Fallout in Resignation of Health and Human Services...
Official portrait of United States Health and Human Services Secretary . (Photo credit: Wikipedia) The April 1st victory rally was held by President Obama over the Affordable Health Care reaching 7.1...
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Finance Friday: Savings Accounts Definitions of Annual Percentage Rate and...
The question of many customers in the calculation of savings, especially time deposits, are the difference of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). The best example is to...
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Banking Strategies: Top Trends 2014
Top Ten Banking Trends for 2014 Digital banking, payments disruption and non-bank competition are top-of-mind for industry prognosticators looking ahead to 2014.BY JIM MAROUSJan 14, 2014 | 2 Comments...
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Financial Literacy for American Kids is a puzzle with many pieces
In the definition of personal finance, managing, investing, and borrowing money is the elements of personal finance. Financial Literacy is prepare, practice, and plan. Preparation is education through...
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Alternate History: Germany’s Kaiser wins World War I in 1914
Kaiser Wilhelm leads Germany to victory in World War I in 1914. This Alternate History has two changes embedded to make such a victory possible. One would be the Kaiser working with The British...
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Beef and pork see double digit price increase….California drought unknown...
Beef and pork impact food price rise….California drought unknown variable in future costs of produce Vegetarian consumers are escaping the rise in food prices for the time being…Disease and drought...
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Personal Finance Friday: Gas Prices Fall Across America and Personal Finance...
Gas prices are dropping. The last 30 of 31 days have seen the biggest July drop in gas prices in 6 years. Yes, this is the summer driving season, and gas prices are peaking or continue to...
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Alternate History Updated: Germany’s Kaiser Wins The Great War 100th Anniversary
I wanted to update the scenario about the alternate history of Germany winning the First World War. Three changes by Germany in their policy not two would have created the 1914 victory, and a New...
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Personal Finance Friday: Debit overdraft fees, Financial Literacy progress in...
Audio broadcast discuss the ways to avoid debit card overdraft fees or limit their impact. Debit overdraft fees are costing Americans. The convenience of opt-in to the overdraft of a checking...
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NASDAQ: Eagle Bank of Washington, DC is fast growing, high performing...
That growth has been achieved by using internally generated funds to expand, rather than pay dividends or buy back shares. So, this stock will appeal more to growth investors than to income investors....
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Finance with a Purpose: Business Model expansion to increase pool of...
Net Zero Dollar Start Up or Model can pool mentors and advisors in the business community to assist a business start up or expand an innovation to change the marketplace for people lacking the...
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Generation X: Middle Age is the purpose not the nemesis in finance, family,...
This year has been a year of working in silence. Turning 40 silently, I venture into my early 40’s with a purpose at middle age. I used purpose and value to earn income by generating profit was...
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100th Anniversary: Europe’s energy over outbreak of World War I and America’s...
The European powers surged with excitement over the outbreak of World War I. That energy would be robbed in the trench warfare on the Western Front. 100 years has passed, and hindsight can identify the...
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Home prices up 1% in June and 7.5% from 2013
CoreLogic: U.S. Home Prices Up 1% In June by MortgageOrb.com Tuesday August 05 2014 U.S. home prices increased 1.0% in June, compared to May, and were up 7.5% compared to June 2013, according...
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5 ways to make a Subprime Auto Loan a manageable solution for consumer,...
Wells Fargo Chief Executive Officer made a reference to the competition in the automotive lending so competitive that loans are being underwritten for over 100% Loan to Value of the car by lenders, but...
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American Banker is reporting Four Oaks Bank management shake up in another...
Four Oaks Bank is a local community bank in Eastern North Carolina. The bank is headquartered out of Four Oaks, North Carolina. The rumors have been ripe since the bank sold two branches last...
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Sidcody.com will change tonight to sidcody1998.com
Sidcody.com will change to Sidcody 1998.com and by 5:30 pm. I am working with the web guy now and he is making the necessary transfer for the website. Sidcody1998.com will be for a glorious purpose. I...
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TECHNOLOGY IS PROVIDING THE FIX TO A BROKEN BANKING SYSTEM THAT WILL BRING A...
40% of Community Banks plan new product launches or initiatives before 2017 Consumer Financial Protection Bureau is now the 24th layer of regulatory and oversight over one bank branch, The toxic stew...
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Dear Leaders of The Financial Community: The Time for Change is Now
In conclusion of my first letter to the small community banks, I believe that a historical mistake would let Apple Pay, Wal-Mart and unnecessary regulations for an industry not responsible for the...
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